Archive for December, 2008

Goals of the New Year

December 30, 2008

By next year, I would like to:

  • Have 50-60% of my income in savings. That’s about $880-1050. Since I’m not paying for stuff like bills, etc. this should be a reasonable target.
  • Be paying for things by myself through a debit card
  • Open up an ING Orange savings account under my parent’s name
  • Regularly transfer funds from my bank account to the savings account
  • Log all of my expenses using Mint or some other tracking method

That seems pretty reasonable, no? Considering that I’m pretty young, I think getting a head start’s pretty important.

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Hello world!

December 27, 2008

So! First post ever.

If you haven’t noticed yet, I’m in high school. And I know that normal high schoolers don’t really read personal finance blogs and whatnot, but it’s actually a hobby. Just like how people like to talk about football or some kind of sport. So, my New Year’s Resolution (it’s not New Year’s yet, but that’s OK): Blog regularly! And keep track of my money spending. And start paying for all my personal purchases, starting 2009!

So maybe I don’t spend money regularly. It’s never too early to start, right?

(For those of you wondering, I do have a (semi)-steady income. And it’s not an allowance.)

By the way, I’m not just obsessed with finance. I also do the teenage thing where I like clothes and boys and complain about school.

Here’s to a good year in 2009!